ArcaMax

Dear Toni,

I need your help! I made a big mistake and enrolled in Medicare when I turned 65 in January due to the marketing phone calls I received, telling me it was time to.

My company’s HR department advised me to disenroll from Medicare because I am still employed with employer benefits. Please explain how to disenroll properly. Thanks, ...Read more

We often think of homebuyers as young people — newlyweds and couples with small children — but baby boomers actually make up the majority of those buying a home in the U.S. Still, according to recent studies, older adults face higher rejection rates for home lending products than younger borrowers. If you’re looking to secure a mortgage or...Read more

LONDON — Showering your grandchildren with gifts and treats comes from a place of love and excitement, but what impact could this type of spoiling have in the long term?

We spoke to Counselling Directory member Annabelle Hird, a BACP-registered counselor who specializes in supporting parents and carers, who explained why overindulging ...Read more

From mobile home parks in Maine to modest apartments in California, seniors desperately need rent control to protect themselves against skyrocketing rents charged by predatory landlords. Our grandparents, parents, aunts, and uncles, many of whom live on fixed incomes, face serious, life-altering consequences if politicians don’t protect them. ...Read more

Dear Toni,

I had no problem opening the “My Social Security” account to enroll in Medicare because I knew those answers. When it came to filling out the application for Medicare, that was another story.

I had a problem with Medicare’s personal questions. I knew my name, address, date of birth, and Social Security number; when it came to ...Read more

MIAMI — Martin Hochheiser was overjoyed when nurses told him he was going home to his North Miami Beach condo after a brief hospital stay — until the medical van began veering west toward Hialeah.

His dread turned to panic when Hochheiser, 79, was unloaded at Villa Rosa III, a 48-bed assisted living home with peeling paint, burglar bars, ...Read more

MIAMI — Martin Hochheiser was overjoyed when nurses told him he was going home to his North Miami Beach condo after a brief hospital stay — until the medical van began veering west toward Hialeah.

His dread turned to panic when Hochheiser, 79, was unloaded at Villa Rosa III, a 48-bed assisted living home with peeling paint, burglar bars, ...Read more

Hello Toni,

I’m retiring January 1, 2027, and beginning to research what is the right Medicare option for me and my wife, Jennifer, who is receiving breast cancer treatment. Jennifer’s cancer drugs are expensive, and I am concerned about the Medicare Part D out of pocket. I am a diabetic, use a flex pen and take high blood ...Read more

SAN JOSE, Calif. — Bill Roberts, 78 and disabled, rarely leaves his home. One of his most meaningful sources of interaction comes twice a week, when his favorite Meals on Wheels driver delivers lunch – bonus points if it’s his favorite Hawaiian comfort food, loco moco.

On a recent Thursday morning, he greeted a driver at his front door, ...Read more

SAN JOSE, Calif. -- As players in the San Jose Sharks Masters League streak across the ice, Ed Asato trails behind the play, stick ready.

At 87, he still skates in the league’s over-60 division.

Though he isn’t as quick as he was when he first picked up the sport decades ago, his enthusiasm hasn’t faded.

“I’m having fun, and I’m ...Read more

With their hugging posture and ever-present smile, sloths embody Costa Rica’s pura vida lifestyle like no other creature. As the national symbol of this conservation-minded destination, sloths represent Costa Rica’s commitment to biodiversity and protecting the environment: the pure life.

“You know about pura vida?” asks our tour guide,...Read more

Toni:

On March 5, I received a Medicare.gov newsletter by email, and I am worried that I may have fraud on my Medicare.gov account. I received my current Medicare summary by mail with a Medicare claim from a medical office that I am not aware of visiting. I’m ...Read more

MIAMI — Historian and activist Marvin Dunn’s job is to bring Florida’s Black history to life — whether through his Teach the Truth Tours, the under the Black history tree at Florida International University, speaking at schools about racism and discrimination, or through the many protests he’s held to fight injustices.

Now, Dunn, an ...Read more

Toni:

Why did a hospital medical claims employee ask my husband Steven to sign a form stating that he is aware that he is now in his “lifetime reserve days”? He is waiting for a lung-heart transplant.

Steven went into the hospital in December of last year for congestive heart failure and discovered that his heart and lungs could no longer ...Read more

The latest Bankrate Financial Fraud Survey reveals that about 1 in 3 U.S. adults (34 percent) have experienced financial fraud or a scam in the past 12 months, since January 2024. Among them, nearly 2 in 5 (37 percent) lost money.

“Financial scams today come in all shapes and sizes, advancing far beyond the typo-ridden text messages that so ...Read more