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Jessica Griffin/The Philadelphia Inquirer/TNS

Rats don't run this city: Why Philadelphia fields fewer rat complaints than New York City and D.C.

Consumer / Home and Consumer News /

When Ilya Schwartzburg and his wife moved to Philadelphia from New York City, they were looking forward to lower housing costs, closer proximity to friends, and a shift from renting to homeownership.

But they expected that one of the more unpleasant aspects of urban life would remain constant.

“I thought I would have to deal with rats as a ...Read more

Mark Adams/Dreamstime/TNS

A CFP's 5-step plan to combat stubborn inflation

Consumer / Home and Consumer News /

Inflation is like that houseguest who just won’t leave. Even though it has cooled since the peak of the COVID-19 pandemic, inflation is still hanging around 3% — higher than the Federal Reserve’s 2% goal.

But what really matters to your wallet is the impact inflation is having on your finances. Prices today are 23.3% higher than they were...Read more

Dreamstime/Dreamstime/TNS

This is the No. 1 reason to start taking Social Security at age 67

Consumer / Home and Consumer News /

Deciding when to start taking Social Security benefits is one of the biggest questions retirees face. The truth is that the right answer will depend on your unique financial circumstances, but there are some general guidelines that can help you think through the decision.

If you’re looking for specific advice, it may be helpful to work with ...Read more

Anna Webber/Getty Images North America/TNS

Suze Orman's top 5 retirement savings tips

Consumer / Home and Consumer News /

Suze Orman is one of the most well-known financial advisers in the U.S. and has been offering Americans advice on saving for retirement for decades.

Orman got her start with Merrill Lynch in the 1980s before eventually founding her own firm. She has written several books on financial planning and hosted a show on CNBC for more than a decade. ...Read more

Leila Navidi/Minnesota Star Tribune/TNS

Despite volatility, these investment pros still think stock markets will grow this year

Consumer / Home and Consumer News /

President Donald Trump’s rapid-fire efforts to reshape the federal government, from its size to immigration, regulation and foreign policy, has contributed to increased volatility and some deep drops in the stock markets' values.

With many Americans’ retirement savings tied directly to markets, the rollercoaster has upset many, with some ...Read more

Genaro Molina/Los Angeles Times/TNS

Their corporate landlord kicked them out to fix their flooding home, suit says. Instead, it was sold

Consumer / Home and Consumer News /

LOS ANGELES — Cody Recker and Jessica Perez loved their Boyle Heights rental — warts and all. Lots of warts.

The plumbing broke, spraying raw sewage puddles on the floor. The floor and foundation were falling apart, inviting hordes of mice and fleas. The basement flooded 14 times, and there were so many leaks in the attic that mushrooms ...Read more

Real estate Q&A: Is it a good idea to buy a starter home with my boyfriend?

Consumer / Home and Consumer News /

Q: My boyfriend and I want to move in together but cannot find an affordable rental that allows pets. With interest rates and prices inching down, we are thinking about buying a starter home. We both have good jobs and strong credit. My mom reads your column and suggested I ask if this is a good idea. Thanks! —Rita

A: I cannot say if it is a ...Read more

TOM GRALISH/The Philadelphia Inquirer/TNS

Philadelphia usually only inspects rental homes if someone complains. The city may soon start doing proactive checks

Consumer / Home and Consumer News /

Philadelphia is looking into proactively inspecting rental homes for safety and health instead of relying on tenants’ complaints to trigger inspections, according to a city official who testified at a City Council hearing Tuesday.

The Department of Licenses and Inspections has started working with the Pew Charitable Trusts to conduct research...Read more

Dreamstime/Dreamstime/TNS

The history of women and mortgages

Consumer / Home and Consumer News /

Throughout history, women have had to push to achieve parity with men in many arenas. And financing a home purchase is no different.

From not being able to sign for their own loans to outnumbering single male buyers, here is a recent history overview of the changes and trends that helped shape mortgage financing and home buying opportunities ...Read more

TIM TAI/The Philadelphia Inquirer/TNS

Economic 'shock and awe' leaves consumers uncertain

Consumer / Home and Consumer News /

PHILADELPHIA — Courtney McCallum is making more money than she anticipated earning at 30 years old.

Still, the magazine editor said, “I am living paycheck to paycheck.”

McCallum and her husband, an accountant, would love to buy a house and start a family, she said, but they are holding off until they can save more.

Student loans, car ...Read more

Jeff Wheeler/Minnesota Star Tribune/TNS

Move over, Airbnb! Mid-term rentals are the new game in town

Consumer / Home and Consumer News /

When a string of hurricanes ravaged the East Coast this past fall and a cluster of wildfires burned the Los Angeles area in January, tens of thousands of displaced people suddenly needed shelter.

A Twin Cities-made website specializing in mid-term rentals — stays of longer than a vacation but not more than a year — hopes to help these ...Read more

Real estate Q&A: What can we do about raccoons damaging cars in condo parking lot?

Consumer / Home and Consumer News /

Q: I live in a great condo community, but recently we have experienced raccoons getting inside the engine blocks and causing severe damage to our vehicles. This includes biting into the wiring system, fluid lines and hood insulation. When we approached the association, they were dismissive and said, “it’s out of our hands.” What options do...Read more

Darin Oswald/Idaho Statesman/TNS

Could you get a house delivered like a pizza? This Boise company thinks so. What to know

Consumer / Home and Consumer News /

BOISE, Idaho — Cody Draper stood outside his Boise Bench warehouse on a cold February afternoon and watched as a crane truck, flooding the area with the smell of diesel, lifted a house into the sky.

Workers carefully placed the home out of the way, then slid green straps over a second home to lift. Those homes, says Draper, could be a ...Read more

Myung J. Chun/Los Angeles Times/TNS

Getting a filling -- at the mall. Why dentists and other wellness tenants are in big demand

Consumer / Home and Consumer News /

Not long ago, dentists were about as welcome as a toothache at shopping centers.

Landlords preferred more conventional retailers in their malls, relegating dentists to out-of-the-way locations if they would lease space to them at all.

Now they are prominent tenants in many shopping centers as part of a growing trend of medical-retail or "...Read more

Dreamstime/Dreamstime/TNS

Conor Sen: These unpopular mortgages may be the key to affordable housing

Consumer / Home and Consumer News /

Can a mortgage product tainted by the financial crisis come back to revive U.S. housing? The answer could reorient the housing market and give the Federal Reserve greater control over consumer spending in the years ahead.

A lack of affordability has hindered housing transactions the past two years, frustrating would-be buyers and, more recently...Read more

Juliana Yamada/Los Angeles Times/TNS

In Altadena and Pacific Palisades, burned lots are hitting the market

Consumer / Home and Consumer News /

The first vacant lot in Altadena, California, went up for sale in late January. The listing promised "great opportunity to build" after the Eaton fire destroyed the home previously on the site.

A few weeks later came half a dozen more listings. Now the floodgates appear open.

"There is so many to choose from," said Jeremy Hardy, a real estate ...Read more

Dreamstime/Dreamstime/TNS

Survey: Many consumers stick with same bank accounts for decades, cite convenience as a factor

Consumer / Home and Consumer News /

These days, the perks of a shiny new bank account often include high yields and no fees, and many can be opened in mere minutes. Nevertheless, Americans with a checking account have held onto that account for an average of 19 years, while those with a savings account have had it for 17 years, according to Bankrate’s latest Checking Account ...Read more

Dreamstime/Dreamstime/TNS

How to fire your financial adviser in 4 steps

Consumer / Home and Consumer News /

Breaking up is hard to do, even when it comes to firing your financial adviser.

Whether it’s a mismatch of investment strategies, a lack of communication or even ethical concerns, the decision to part ways with your financial adviser can be stressful.

In this guide, we’ll walk you through the process of firing your financial adviser step-...Read more

Dreamstime/Dreamstime/TNS

Rocket Companies is buying Redfin, the real estate listing firm

Consumer / Home and Consumer News /

DETROIT — Rocket Companies said Monday it is buying the real estate listing platform Redfin in a deal valued at $1.75 billion.

The all-stock deal, expected to close in within about six months, would incorporate one of the country's largest mortgage lenders in Rocket with one of the top home search platforms in Redfin.

Seattle-based Redfin, ...Read more

Real estate Q&A: Can HOA force owner to put up fence and swap out plants?

Consumer / Home and Consumer News /

Q: My fiancé lives on the main road in a community of single family homes. He received a violation letter from the association saying he needs to put up a fence, remove the current bushes, and plant different ones. The section of the bylaw they sent over discusses maintenance of existing fences, docks, etc., but does not require them. I ...Read more